The situation John (Yonkle, sorry about the typo in the title) is going through got me to thinking. #I have insurance on most of my instruments, but I have no real documentation on them if something catastrophic like a house fire: #All my documentation is on my computer.
This leads to a few thoughts/questions.
1) I should probably document both instruments I own, but also those I'm building more thoroughly than I currently am, and do so in an off-site manner (picasaweb, or other online storage, etc)
2) Does homeowners insurance typically cover a shop like this that we use for semi-business purposes? #I should probably declare those sorts of things on my policy (at least the big items) #How do you guys who do this as a living (or are like me, a semi-hobby) handle insurance on your shop? #Do you insure instruments in build progress? #Do you have a special policy for this? #Are there companies that specialize in these sorts of things like there are for musical instruments?